Cura Debt

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Cura Debt is a company which specializes in debt settlement and and debt consolidation. The difference between the two is debt settlement is when you call your creditors and negotiate a lower balance on your outstanding debts. Debt consolidation is where a company pays off your debts and includes them into one new loan. Doing so will free up money for you from month to month and help lower your interest rates. The two are closely related.

Cura Debt has been in business since 1996 and is located in California. They say that a number of the directors have been involved in the business for over 25 years and hold a number of licenses which give them leverage when negotiating debts on your behalf. Cura Debt holds a outstanding rating with the Better Business Bureau and has been a member with them since 2000.

The goal of Cura Debt is to be able to help their clients avoid bankruptcy at all cost. They claim to manage over $100 Million of their clients debts and counsel over 10,000 families a year. With such a large portfolio of clients and a large amount of finance involved with the company its easy to see why they are a leader in what they do.

To get the process started with Cura Debt you only need to fill out a quick form and they will contact you within 24 hours. They offer a free consultation to individuals and businesses to see what they can do for you. If they can find a solution that works for you they charge a fee based on the size of your debts that you are looking to pay off.

Cura Debt deals with not only individuals but businesses as well. Whether you are a individual or a business they are working to help you get on the right track and to help clean up your credit history. They have a team of lawyers working for you to reduce the amount of debts you are on the hook for. Once you become a client they will start to write up a negotiation letter on your behalf to your creditors asking for a settlement.

Do be aware that when you do any kind of counseling it does go on your credit report. This can lead to a drop in your credit scores and can make it hard to get approved on a new mortgage for example. If you do not plan on buying or refinancing a home within a couple years after you have the debts paid off then the debt negotiation route will work for you. In most cases, going the debt consolidation route is the easiest. It goes on your credit report as a personal loan and will get you on track to improving your credit scores. Cura Debt can help you negotiate these debts for you and has lenders on site to work up a payment plan with low interest rates.